Cogent has been a committed merchant account service provider for a long time. We have expertise in providing a high volume and high risk payment processing to merchants located throughout the world.
Experts in high volume and high risk merchant accounts
- Extensive acquirer bank network worldwide.
- Get access to banks not possible through different sources.
- Competitive prices.
- Fraud-fighting tools to keep your payment processing secure.
- Boost sales with ACH, Echecks, and alternative payment methods.
Check Our Services
Tailored Merchant Account
Get a comprehensive solution to manage your payment processing efficiently.
Onshore/Offshore Credit Card Processing
Get the ability to process onshore/offshore credit card payments, and maximize your sales.
Alternate Payment Methods
Make your payment processing more convenient and give more options to your customers to make payment.
We provide lasting solutions for modern businesses
At Cogent, we work as a team across cultures and time zones because we believe the team's goal trumps individual achievements.
Accept money and make payment locally with our fast and secure API's and software solutions designed to assist you to capture more revenue.
- Fast payment processing for all business
- Get payment processing in minutes
- Track all payments
- Scale all your transactions
Satisfying Your Processing Needs With Cogent
Grow your customer base with high-quality payment processing, enhance customer satisfaction & encourages future sales with smooth checkouts.
Why Partner With Cogent?
- Safe transaction processing with the highest level of security
- Multi-channel payment processing
- Maximum sales with minimum efforts
- Secure your business with advanced fraud protection tools
- Chargeback management to protect your processing
- Alternative Payment Methods to enhance sales
- 24/7 customer service
Frequently Asked Questions
What is a high risk merchant account?
A high risk merchant account is a contract between a merchant and a bank. It works as legal consent to accept credit card payments online. It also allows accepting E-wallet payments, debit cards, and alternate payment methods of the merchant's choice. You need to fill out the application to get a high risk merchant account. Once the acquirer bank approves the application, a merchant received a payment gateway, allowing accepting payments online.
Who needs a high risk merchant account?
Every high risk merchant willing to accept payments online needs a high risk merchant account.
What industries are high risk?
Chargeback and business nature is the primary reason for an industry to be considered as high risk. Have a look at the listing of the most popular high risk industries:
- NUTRA (nutraceuticals)
- CBD oil
- Online dating
- Sports betting
- Crypto exchanges
What are the process to apply for a high risk merchant account?
The process to apply for a high risk merchant account.
Choose a payment system provider first to apply for a high risk merchant account. You will get a large-scale range of solutions on the internet. Some are processing high risk merchants, while others are the only mid and low risk processor. Once you have chosen a payment service provider, you have to fill out the form. It will be shared with you after registration on the provider's website. You will also need to attach some important documents to your application.
What documents do I need to submit?
Find the list of documents below to open a high risk merchant account:
- Certificate of incorporation
- Certificate of incumbency
- Documents as per company jurisdiction, which represents company directors and proprietors
- Utility bill/bank statement/rental contract under corporate names locating the company
- Original ID copies for all company directors and proprietors
Cogent helped us to reduce our processing fee and earn more revenue.
We are highly satisfied with Cogent services. It made the payment processing hassle-free for us.
Cogent's feature-packed payment gateway helps us in accepting card payment without any hurdle. We are pleased with their services.
Customer service is the best part of the Cogent services. Every time whenever I had any query, they came up with a solution. I loved to be a part of their team.