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The payment gateway you can trust

Whatever is your requirement,
Cogent has got it for you


About Us

Cogent has been a committed merchant account service provider for a long time. We have expertise in providing a high volume and high risk payment processing to merchants located throughout the world.

Experts in high volume and high risk merchant accounts

  • Extensive acquirer bank network worldwide.
  • Get access to banks not possible through different sources.
  • Competitive prices.
  • Fraud-fighting tools to keep your payment processing secure.
  • Boost sales with ACH, Echecks, and alternative payment methods.
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Increase Conversions

Boost revenue with seamless customer experiences, global acquiring, 150+ processing currencies, and more.

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Global Networks

Accept and Send Payments from anywhere with a wide range of payment methods, and cross-border processing.

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One Powerful System

Streamline your payments through one unified API that evolves with you and responds to change as it happens.

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Check Our Services

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Tailored Merchant Account

Get a comprehensive solution to manage your payment processing efficiently.

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Onshore/Offshore Credit Card Processing

Get the ability to process onshore/offshore credit card payments, and maximize your sales.

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Alternate Payment Methods

Make your payment processing more convenient and give more options to your customers to make payment.

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We provide lasting solutions for modern businesses

At Cogent, we work as a team across cultures and time zones because we believe the team's goal trumps individual achievements.
Accept money and make payment locally with our fast and secure API's and software solutions designed to assist you to capture more revenue.

  • Fast payment processing for all business
  • Get payment processing in minutes
  • Track all payments
  • Scale all your transactions

Satisfying Your Processing Needs With Cogent

Grow your customer base with high-quality payment processing, enhance customer satisfaction & encourages future sales with smooth checkouts.

Why Partner With Cogent?

  • Safe transaction processing with the highest level of security
  • Multi-channel payment processing
  • Maximum sales with minimum efforts
  • Secure your business with advanced fraud protection tools
  • Chargeback management to protect your processing
  • Alternative Payment Methods to enhance sales
  • 24/7 customer service
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Frequently Asked Questions

  • What is a high risk merchant account?

    A high risk merchant account is a contract between a merchant and a bank. It works as legal consent to accept credit card payments online. It also allows accepting E-wallet payments, debit cards, and alternate payment methods of the merchant's choice. You need to fill out the application to get a high risk merchant account. Once the acquirer bank approves the application, a merchant received a payment gateway, allowing accepting payments online.

  • Every high risk merchant willing to accept payments online needs a high risk merchant account.

  • Chargeback and business nature is the primary reason for an industry to be considered as high risk. Have a look at the listing of the most popular high risk industries:

    • NUTRA (nutraceuticals)
    • Pharmacy
    • Forex
    • Travel
    • CBD oil
    • Escort
    • Online dating
    • Casino
    • Gambling
    • Gaming
    • Sports betting
    • Adult
    • Crypto exchanges
    • E-cigarettes
  • The process to apply for a high risk merchant account.

    Choose a payment system provider first to apply for a high risk merchant account. You will get a large-scale range of solutions on the internet. Some are processing high risk merchants, while others are the only mid and low risk processor. Once you have chosen a payment service provider, you have to fill out the form. It will be shared with you after registration on the provider's website. You will also need to attach some important documents to your application.

  • Find the list of documents below to open a high risk merchant account:

    • Certificate of incorporation
    • Certificate of incumbency
    • Documents as per company jurisdiction, which represents company directors and proprietors
    • Utility bill/bank statement/rental contract under corporate names locating the company
    • Original ID copies for all company directors and proprietors
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